35
Volume1 Issue1
|
S
upporting
Y
our
P
ractice
1
Source:Basedondata fromtheCanadianDentists’ InsuranceProgram.
2
Source:
TellingtheWeatherStory
, InsuranceBureauofCanada,June2012.
3
Source:ThePersonal InsuranceCompany.
TripleGuard™ Insurance isunderwrittenbyAviva InsuranceCompanyofCanada.
*AvailablethroughCDSPIHome&Auto Insurance,which isunderwrittenbyThePersonal InsuranceCompanyanddistributedbyCDSPIAdvisoryServices Inc.Thisauto
insurance isnotavailabletoresidentsofManitoba,SaskatchewanandBritishColumbiaandthishomeandauto insurance isnotcurrentlyavailabletoresidentsofQuebec.
ProtectingYourOffice
andHomewith Insurance
According to the InsuranceBureauof
Canada,
2
“Canadian communities are
seeingmore severeweather, especially
more intense rainfall.”
Beforeanemergencyhappens, it’swise to
confirmwithyour insuranceadvisor the
amount and typeof coverageyouhave in
place, and toupdateyour coverage if necessary
toprotect your practiceasbest aspossible.
WithTripleGuard™ Insurance, dentists can
reduce thefinancial impact on thedental
practice if catastrophiceventsoccur. Twenty
percent of TripleGuard™ Insuranceclaims in
2013weredue to the intense rainstorms in
the summermonths and the ice storms in
December.
1
Todetermine theamountofofficecontentscoverage that is
appropriate foryourpractice, considerhowmuch itwouldcost
to replaceeverythingbetween the fourwallsof thepractice.
Ifyouown thebuilding,obtainenoughbuilding insurance to
covercosts to repairor rebuildstructures, suchaswalls, roofing
andattachedfixtures in theeventofaclaimsituation.
Whenan insuredeventat thepracticecauses theoffice to
close, theTripleGuard™ Insuranceplan’spractice interruption
coverage reimbursesyour income losswhile thepractice is
closed.
Theplan’scommercialgeneral liabilitycoveragehelpscover the
costsof third-party legalactionsagainstyouarising from the
dentalpractice, for instance, ifafireoriginating in thepractice
damagesneighbouringpremises.
Contactan insuranceadvisoratCDSPI forhelp reviewingyour
coverage. To reportaTripleGuard™ Insuranceclaim, callCDSPI’s
ClaimSupportCentreat
1-800-561-9401
(outsidebusiness
hours, call1-866-556-2821).
Toprotect yourhome,CDSPIHome
Insurance* offers coverage that’s among
thebest in themarket—at preferred
group rates formembers of thedental
community.
This insurance isunderwrittenbyThePersonal
InsuranceCompany (“ThePersonal”) andcovers
risks toyourhome, includingfire, theft, vandalism
andwaterdamage. About25%ofCDSPIHome
Insuranceclaims in2013 resulted from the summer
rainstormsand theDecember ice storms.
3
CDSPIHome Insurancehassomeof themostcomprehensive
waterdamageprotectionon themarket toprotectyourhome
againstdamagecausedby leaks fromappliances, sinks, toilets,
pipesetc.Thishome insurancealsooffersoptional coverage
for sewerback-up,and forwater seepage throughyourhome’s
roof,windowsanddoors.
Theexperienced insuranceagentsatThePersonal canassist
youwithdetermining theappropriateamountof insurance
required toprotectyourhomeand itscontents, includingany
additional coverage for special items, suchasworksofart,
jewelleryandcollectibles.
CDSPIHome Insuranceprovides24/7claimsassistance, so
policyholderscancontactaclaimsadvisoratany time to report
aclaim.Call ThePersonalat
1-888-785-5502
andaclaims
advisorwillguideyou through theclaim reportingprocess,
quicklyandefficiently,andkeepyou informed throughout the
claimprocessuntil yourclaim is resolved.
